Review: Victoria’s Secret Credit Card

victorias_secret_credit_card2The Victoria’s Secret credit card is a store-only card that offers rewards on purchases at Victoria’s Secret. (“Store-only” means you can only use it at Victoria’s Secret; it is not a credit card that can be used everywhere credit is accepted.)

The Victoria’s Secret card offers a point per dollar, and you get a $10 rewards gift every time you reach 250 points. (You get triple points on bras.) This is a fairly generous reward — you are essentially getting 4% of your purchases back toward future purchases. (Note that this is not a rebate, though; it is only for future Victoria’s Secret purchases.) You also get a $10 gift card on your birthday.

Note that this card has a 25.24% interest rate, so if you EVER carry a balance on your cards, it would be a very bad idea to get it.

The Victoria’s Secret credit card is issued in partnership with Comenity Bank. You’ll find an online application here.