Total Consumer Debt Statistics

Below are basic consumer debt numbers for the past 20 years, as reported by the Board of Governors of the Federal Reserve System, often simply referred to as “the Fed.” These numbers are for total outstanding debt, then broken down by revolving debt (mainly credit card debt) and non-revolving debt (auto loans, student loans, boat loans, etc.). Note that traditional mortgage debt is NOT included in these numbers; mortgage debt is reported separately.)

Current year numbers are reported based on each quarter or month, while past years are reported based on the outstanding debt at year-end:

2018:

  • Most Current, ending March 31, 2018 (preliminary numbers, subject to later revision): — Total Outstanding Debt: $3.87 trillion, Revolving Debt: $1.03 trillion, Non-Revolving Debt: $2.85 trillion

2017:

  • 4th quarter (ending December 31, 2017): — Total Outstanding Debt: $3.83 trillion, Revolving Debt: $1.03 trillion, Non-Revolving Debt: $2.81 trillion
  • 3rd quarter (ending September 30, 2017): Total Outstanding Debt: $3.77 trillion, Revolving Debt: $1 trillion, Non-Revolving Debt: $2.77 trillion
  • 2nd Quarter (ending June 30, 2017): Total Outstanding Debt: $3.73 trillion, Revolving Debt: $992 billion, Non-Revolving Debt: $2.74 trillion
  • 1st Quarter (ending March 31, 2017): Total Outstanding Debt: $3.69 trillion, Revolving Debt: $980 billion, Non-Revolving Debt: $2.71 trillion



2016: Total Outstanding Debt: $3.65 trillion, Revolving Debt: $970 billion, Non-Revolving Debt: $2.68 trillion

2015: Total Outstanding Debt: $3.42 trillion, Revolving Debt: $910 billion, Non-Revolving Debt: $2.51 trillion

2014: Total Outstanding Debt: $3.32 trillion, Revolving Debt: $891 billion, Non-Revolving Debt: $2.43 trillion

2013: Total Outstanding Debt: $3.10 trillion, Revolving Debt: $857 billion, Non-Revolving Debt: $2.24 trillion

2012: Total Outstanding Debt: $2.92 trillion, Revolving Debt: $845 billion, Non-Revolving Debt: $2.07 trillion

2011: Total Outstanding Debt: $2.76 trillion, Revolving Debt: $842 billion, Non-Revolving Debt: $1.92 trillion

2010: Total Outstanding Debt: $2.65 trillion, Revolving Debt: $840 billion, Non-Revolving Debt: $1.81 trillion

2009: Total Outstanding Debt: $2.45 trillion, Revolving Debt: $866 billion, Non-Revolving Debt: $1.58 trillion

2008: Total Outstanding Debt: $2.56 trillion, Revolving Debt: $958 billion, Non-Revolving Debt: $1.60 trillion

2007: Total Outstanding Debt: $2.52 trillion, Revolving Debt: $942 billion, Non-Revolving Debt: $1.58 trillion

2006: Total Outstanding Debt: $2.39 trillion, Revolving Debt: $875 billion, Non-Revolving Debt: $1.51 trillion

2005: Total Outstanding Debt: $2.29 trillion, Revolving Debt: $825 billion, Non-Revolving Debt: $1.46 trillion

2004: Total Outstanding Debt: $2.19 trillion, Revolving Debt: $800 billion, Non-Revolving Debt: $1.39 trillion

2003: Total Outstanding Debt: $2.08 trillion, Revolving Debt: $770 billion, Non-Revolving Debt: $1.31 trillion

2002: Total Outstanding Debt: $1.92 trillion, Revolving Debt: $738 billion, Non-Revolving Debt: $1.19 trillion

2001: Total Outstanding Debt: $1.84 trillion, Revolving Debt: $722 billion, Non-Revolving Debt: $1.12 trillion

2000: Total Outstanding Debt: $1.71 trillion, Revolving Debt: $678 billion, Non-Revolving Debt: $1.03 trillion

1999: Total Outstanding Debt: $1.53 trillion, Revolving Debt: $608 billion, Non-Revolving Debt: $923 billion

1998: Total Outstanding Debt: $1.30 trillion, Revolving Debt: $561 billion, Non-Revolving Debt: $741 billion

1997: Total Outstanding Debt: $1.23 trillion, Revolving Debt: $531 billion, Non-Revolving Debt: $703 billion