Review: Zions Bank Credit Cards

zions-bank-credit-cardZions Bank offers 3 main consumer credit cards, allowing you to choose between lower interest rates or rewards programs. Our review of Zions Bank credit card offerings is below:

  • The Zions Bank AmaZing Rate Visa is a standard no-frills credit card for those who care more about a low interest rate than rewards. It offers a rate as low as 9.49% and up to 15.49% if your credit isn’t quite as good. (Even the 15.49% rate isn’t bad in today’s market.) There is no annual fee for this card or any of the other Zions Bank cards. This card stacks up favorably to the lowest interest credit cards on the market today.
  • The Zions Bank AmaZing Cash Visa is a typical cash back credit card that offers a 1% rebate on all card purchases. While this is not a terrible cash back credit card, you’ll find much more generous offers listed on our Cash Rebate Credit Cards page.
  • The AmaZing Rewards Visa is a typical points rewards credit card. You get 1 point per dollar and the chance to earn up to an extra 0.25 points per dollar based on your annual spending with the card. As far as we can tell, you can use points toward merchandise, a statement credit that lowers your card balance, or travel rewards. Like the Cash Visa above, this card is only OK is comparison to the many other more attractive options on the market. Compare on our Rewards Credit Cards page.