Review: World Wildlife Fund Credit Card

wwf-credit-cardThe World Wildlife Fund, or WWF, offers a credit card in partnership with Bank of America that allows you to earn rewards while also helping the WWF. Our complete overview / review of the World Wildlife Fund credit card is below:

One of the frustrating points about a card like the WWF Visa is the lack of transparency — neither the WWF nor Bank of America offer any information on exactly what the WWF gets from you having this card. Does the WWF get a bonus for each new cardholder, a percentage of purchases made with the card, both? We don’t know; you just have to trust that having this card is somehow helping the WWF. Maybe that doesn’t bother you, but it’s worth noting.

Other than that point, the WWF credit is simply the BankAmericard Cash Rewards Card with the WWF logo slapped on it. Not that that’s a bad thing. In fact, it’s a very nice cash back credit card, offering you:

  • 3% cash back on gas purchases and 2% back on grocery store purchases, for the first $1500 in gas/grocery purchases made in a calendar quarter. (You get 1% back on purchases beyond $1500 in those categories.)
  • 1% cash back on all other purchases.
  • A $100 bonus if you use the card for at least $500 in purchases within the first 90 days of having it.

There is no annual fee for the World Wildlife Fund, and it offers an interest rate anywhere from 13.24% to 23.24%, depending on your credit history. If you get a rate at the lower end, great. But if you’re approved at 20+%, ditch this card and look elsewhere. And, if you EVER carry a balance on your credit cards, look instead for a lower interest card without rewards. Otherwise, you’ll pay as much or more in interest than you receive in rewards.

If you’d like to apply for the WWF Visa, you’ll find an online application here.

See also: Instant Approval Credit Cards, Which is the best credit card?, 0% Balance Transfer Credit Cards