Review: Evine Live Credit Card

Home shopping and online retailer Evine (previously known as ShopHQ and also ShopNBC before that) offers a credit card that gives you the ability to buy your purchases now and pay for them later, but it doesn’t offer much more. Our overview / review of the card is below:

The first thing to know about the Evine Live credit card is that you can only use it at Evine; it is not accepted anywhere else. So, before getting the card you should definitely ask whether you buy from Evine often enough to want to open a new credit line just for this card.

Maybe you do. The Evine Live credit card does offer some limited perks that the frequent shopper may appreciate, including:

  • A $10 statement credit after you use the card for the first time, as long as it is within 30 days of getting the card
  • Free shipping offers occasionally, but NOT free shipping all the time
  • Special savings offers throughout the year, but no specifics on what those might be.

As far as we’re concerned, the promise of 10 bucks and some special offers of unknown value isn’t much. Especially when you consider this card’s interest rate: 27.99%!!!! That’s very, very high. If you ever carry a balance on your credit cards, this is the last thing you need to be adding to your collection.

If we’ve failed to sway you away from the Evine Live credit card, you can apply for it with this online application.

Like many other store-specific credit cards, the Evine Live credit card is issued in partnership with Synchrony Bank.