Review: Peebles Credit Card

peebles-creditPeebles Department stores, in partnership with Comenity Bank, offers a credit card that allows you to earn reward certificates toward future Peebles purchases. But be careful! Our overview / review of the Peebles credit card is below:

The first thing you should understand about the Peebles credit card is at that it is only accepted at Peebles and its “sister stores” owned by the Stage Stores company, including Stage, Bealls, Goody’s and Palais Royal. This is very limited acceptance — it is not a great idea to open new credit lines with such limited usage unless there is a very compelling reason to do so.

Is there a compelling reason to get a Peebles credit card? We don’t think so, but let’s look at what you get so you can make that decision for yourself.

In addition to being able to buy on credit, the Peebles credit card gives you:

  • A $10 rewards certificate toward future Peebles purchases for every $250 charged to the card
  • A one-time 10%-off offer when you use the card for the first time.

That’s it. Not a lot, really. And, to get these minimal rewards, you need to carry a Peebles credit card with an interest rate of 25.24%! That is a ridiculously high rate, so if you EVER carry a balance on your credit cards, pass this one by — the interest you’d pay on this card would cancel out any rewards you receive.

All that said, the choice is yours. If you’d like to apply for a Peebles credit card, you can do so in store or via this online application.

See also: Instant Approval Credit Cards, Which is the best credit card?, Peebles Credit Card Payment, Login, and Customer Service Information