Review: NRA Credit Card

nra-credit-cardThe National Rifle Association (NRA), in partnership with First National Bank of Omaha, offers 2 credit cards that support the NRA as well as offering various other features and rewards. Our overview / review of the NRA credit cards is below:

The first thing to mention about this card is that, while it does say it supports the NRA with each card purchase, no mention is made of what percentage of your purchases end up with the NRA. This may not bother you, but we thought you might like to know.

The 2 NRA credit cards are:

  • The NRA Platinum Edition Visa Card, marketed as a low-interest credit card with no rewards program, has an interest rate as low as 10.49% but may also have an APR as high as 19.49%, so there is no guarantee your rate will actually be low at all. (Only that it will be lower than it would be with the rewards card below.) You get a $40 statement credit after you use the card for the first time, which just so happens to be the amount it costs for a one-year NRA membership.
  • The NRA Maximum Rewards Visa offers a basic reward points program — you get 1 point for every dollar spent with the card, and points can be redeemed for gift cards, travel expenses, cash back, etc. This card has a higher interest rate range than the card above: 14.49% on the low end, with the possibility of a rate as high as 20.49%. No annual fee, and you also get the $40 statement credit after using the card the first time.

Neither of these cards is the best in terms of low interest or cash back, but if your goal is to support the NRA, there is nothing wrong with them.

You can apply for either NRA credit card here.