Review: NHL Credit Card

nhl-credit-cardThe National Hockey League, in partnership with Discover, offers a credit card that can feature the logo of your favorite NHL team. Is it worth it? Our overview / review of the NHL credit cards is below:

The NHL credit card is essentially the Discover It card with the logo of your NHL team on the front. While you do get 10% off of gear bought from the NHL online store with the card, there is no NHL rewards program and there don’t seem to be any other NHL-specific perks with this card. It is possible there may be promotions throughout the year with a hockey tie-in, but for the most part you are getting this card because you want your team’s logo on your card.

So, that being the case, we should talk about the rewards that you do get from this card, even though they have nothing to do with hockey. The Discover NHL Card offers:

  • 1% cash back on all purchases
  • 5% cash back on purchases in certain categories. These 5% categories change each calendar quarter, and you must register each quarter in order to get the 5% cash back. While the 5% categories are nice, we have never been able to understand why cardholders should have to sign up over and over again to get the promised bonus.
  • The cash back you earn in your first year will be doubled at the end of that year — a nice one-time perk.

The NHL credit card has no annual fee and offers an interest rate anywhere from 13.99% up to 24.99% depending on your credit history. You do get a 0% interest rate for the first 14 months you have the card, on both purchases and balances you transfer to this card from another card or cards. (There is a 3% fee on the amount of the transferred balance, though.)

Bottom line: If you want a credit card with your favorite NHL team’s logo and a decent cash back reward, the NHL Discover Card fits the bill, but don’t expect lots of NHL perks to go with it. You can apply for the NHL credit card via this online application.