Review: Maurices Credit Card

maurices-ccWomen’s clothing retailer Maurices, in partnership with Capital One, offers a credit card that gives you minimal rewards with a very high interest rate. Our full overview / review of the card is below:

The first thing to understand about the Maurices credit card is that it can only be used at Maurices stores. We’re not fans of opening new credit lines for cards that have such limited usage. (Opening too many credit cards can hurt your credit score.)

That said, we might be OK with opening such a card if its rewards were especially compelling. Let’s look at what the Maurices card offers.

Now, to begin, you should know that Maurices already has a loyalty points program that you can join without getting this card. The benefits of the card build on that program, including:

  • 10% off all Maurices purchases made with the card
  • Free shipping for online orders
  • Double points earning on weekends

These are pretty good rewards if you shop Maurices often, in particular the 10% off all of your purchases.

But do you shop Maurices often enough to want to apply for this card? You should think hard about that, especially if you ever carry a balance on your credit cards, because this card comes with a terrible interest rate of 28.74%! Carrying a balance will eat into any discounts and rewards you receive, and could eventually cancel them out.

If you think the Maurices credit card is for you, you can apply online via this application.