Review: Jessica London Credit Card

jessica-london-creditPlus size retailer Jessica London, in partnership with Comenity Bank, offers a credit card that offers decent rewards but a very high interest rate. Our overview / review of the Jessica London credit card is below:

The first thing to know about this credit card is that it is only accepted at Jessica London and its sister stores including Woman Within, Roaman’s, Brylane Home, and KingSize. Here at Credit Card Catalog, we are not fans of credit cards accepted only at a single retail chain — the card can’t be used widely, but you will take a bit of a hit to your credit score if you apply for one.

However, if you are a regular Jessica London shopper, the rewards could potentially be worth it. Here are the perks the card offers:

  • Get a $10 rewards certificate for every $200 in Jessica London purchases. (The card offers 2 points pr dollar and you get the $10 reward whenever you hit 400 points.)
  • Get 20% off your order for your birthday + double points on purchases during your birthday month.
  • 4 free shipping events per year
  • “Buy now, don’t pay for 90 days” offers. (Items are not charged to the card for 90 days.)

Those are some decent rewards, BUT you need to consider the downside of this card — an interest rate of 27.24%!!! If you EVER carry a balance on your credit card, you will pay much more in interest than you ever receive in rewards.

You can apply for the Jessica London credit card via this online application.

See also: Instant Approval Credit Cards, Which is the best credit card?, Jessica London Credit Card Payment, Login, and Customer Service Information