Review: Hawaiian Airlines Credit Cards

Hawaiian Airlines, in partnership with Barclays Bank, offers 2 credit cards that allows you to earn miles toward future Hawaiian Airlines purchases — a consumer credit card and a business credit card. Our overview / review of the consumer and business credit cards is below:

The first thing we like about the Hawaiian Airlines credit cards is that they are Mastercard credit cards, meaning they are accepted widely. Here at Credit Card Catalog we prefer cards with wide acceptance versus those only accepted at a single merchant. If you’re going to open a new credit line, it should be for a card that you can actually use on a regular basis.

  • The Hawaiian Airlines World Elite Mastercard is the card for consumers. It carries a $99 annual fee. The card offers 3 miles per dollar on purchases directly from Hawaiian Airlines, 2 miles per dollar on gas, grocery & dining purchases, and 1 mile per dollar on all other purchases.¬†You can earn 50,000 bonus miles if you spend at least $3000 with the card in the first 90 days. Other perks: a one-time 50%-off discount on a companion fare (someone traveling with you gets a half-price ticket) that must be used within 13 months, a yearly $100-off discount on a Hawaiian Airlines ticket, and your first bag checked free on Hawaiian Airlines flights if ticket purchased with this card. The interest rate on this card depends on your credit history — you could be approved at a rate of 17.74%, 21.74%, or 26.74%. None of those rates is great, so be sure to pay off your complete card bill each month!
  • The Hawaiian Airlines Business Mastercard is very similar to the consumer card described above but has a few different features. First, it has the same $99 annual fee. In terms of earning miles, you’ll get 3 miles per dollar on Hawaiian Airlines purchases, 2 miles on gas, dining & office supply store purchases, and 1 mile per dollar everywhere else. You’ll get a 50,000-mile bonus just for using the card the first time — no spending threshold to meet. If you are a big card spender, you can also earn big bonus miles based on your ongoing card spending — 20,000 bonus miles if you’ve used the card for at least $50,000 in purchases in a calendar year, which gets bumped up to 40,000 bonus miles if you’ve used the card to spend at least $100,000. This card also offers the one-time 50%-off discount on a companion fare (which must be used within 13 months), but no yearly $100 discount like the consumer card. Also, it appears you do not get any free checked bags with this card.