Review: Discount Tire Credit Card

discount-tire-credit-cardDiscount Tire offers a credit card that you can use at Discount Tire and any other auto shop within the Car Care One network of dealers and repair shops. An explanation of what the Car Care One network is, along with our overview / review of the card, is below…

The Discount Tire credit card allows you to pay for tires and wheels at any Discount Tire store. You can get special financing on larger purchases:

  • Get a 0% rate for 6 months on purchases of $199 or more.
  • Get a 0% rate for 9 months on purchases of $1000 or more.
  • Get a 0% rate for 12 months on purchases of $1500 or more.



Note, however, that the terms of these 0% offers state that you must pay off the full balance within that 6-, 9- or 12-month period. If you don’t, you’ll suddenly get charged all of the interest you would’ve paid from the original purchase date, as if the 0% rate had never existed!!! And, by the way, the interest rate on the Discount Tire credit card is a whopping 26.99%, so that is the rate you’ll pay if you take a 0% offer and don’t get it paid off in time. Be careful!

The Discount Tire credit card is part of the CarCareOne network. Synchrony Bank (formerly known as GE Capital Retail Bank) is the bank behind this credit card — they allow auto shops nationwide to offer the Car Care One card to their customers, and anyone that chooses to get a Car Care One card can then use that card anywhere Car Care One cards are accepted. So, your Discount Tire card could potentially be used at many other car dealerships or repair/ parts stores across the country (which may or may not be a good thing).

You can apply for the Discount Tire credit card in a store or you can use the online application.