Women’s clothing retailer Chadwicks of Boston, in partnership with Comenity Bank, offers a credit card that allows you to earn rewards toward future Chadwicks purchases. But be careful! Our complete overview / review of the Chadwicks credit card is below:
The first thing to know about the Chadwicks credit card is that is only accepted at Chadwicks and its sister store Metrostyle. We are generally not fans of credit cards with such limited acceptance. Adding a new credit line can hurt your credit rating, especially if your credit history is shaky — do you really want to open a new credit card with such limited acceptance?
Maybe you do. If you are a frequent Chadwicks shopper and have excellent credit, you may want to take advantage of the rewards the Chadwicks credit card offers. You’ll get 10 points per dollar charged to the card, then for every 1000 points you earn (i.e., every $100 in card purchases) you’ll get a $10 rewards certificate you can use toward a future Chadwicks purchase. It’s a nice reward if you are a frequent Chadwicks shopper.
Now let’s talk about the Chadwicks credit card interest rate: 25.24%!! That is extremely high, so if you have a history of carrying balances on your credit cards, pass this one by. Any rewards you earn will easily be canceled out by the interest you pay.
The Chadwicks credit card is a good card for those with good credit who always pay off their credit cards in full. If that’s you, and the card sounds interesting, you can apply online via this application.