Review: Bergdorf Goodman Credit Card

PrintBergdorf Goodman, in partnership with Capital One, offers a credit card with a rewards program that may entice frequent Bergdorf shoppers (as well as Neiman Marcus and Horchow shoppers). Our overview / review of the Bergdorf Goodman credit card is below:

The Bergdorf Goodman credit card is only accepted at Bergdorf Goodman and its sister stores Neiman Marcus and Horchow. If you are a frequent shopper at these stores, the card could makes sense, but, if you’re not, you need to ask yourself if opening a new credit line with limited acceptance is a good thing for your financial picture and your credit score.

The card offers an InCircle rewards program that is simple to understand: you get 2 points for every dollar charged with the card, and once you reach 10,000 points, you get a $100 Bergdorf Goodman gift card.

A nice perk for new cardholders: you get 5,000 InCircle points immediately if you open your card and make any size purchase with it on that same day.

One of the things that makes us a bit leery about the Bergdorf credit card is that the interest rate is a very high 24.24%. If you ever carry a balance on your credit cards from month to month, you do not want a card charging that kind of interest.

Knowing the potential downsides, if you still want to apply for the Bergdorf Goodman credit card, you can do so online with this application.

See also: Instant Approval Credit Cards, Store Credit Cards, Bergdorf Goodman Credit Card Payment, Login, and Customer Service Information