Review: American Chemical Society Credit Card

acs-credit-cardThe American Chemical Society, in partnership with Bank of America, offers a credit card that allows you to earn rewards while presumably supporting the ACS. Our overview / review of the card is below:

The American Chemical Society credit card is really just the standard Bank of America Cash Rewards Visa with an ACS logo and graphic on the card’s face. Not that that’s bad, but you’re not getting any special deal here — you’re basically showing your ACS pride, and assuming that the ACS is getting some money thanks to you carrying the card. (We’re sure they are, but nowhere will you find information on what the ACS is actually paid from you having this card.)

That said, here are the rewards you receive from this no-annual-fee card:

  • 1% cash back on every purchase
  • 2% cash back on groceries
  • 3% cash back on gas
  • A 10% bonus on cash earned if you have the money deposited straight into a Bank of America checking or savings account.

Note that the larger cash back percentages on grocery and gas purchases apply to the first $1,500 in combined purchases in those categories each quarter — after that it’s 1% back on all purchases.

Not bad. So, if you want to show your support of the American Chemical Society and get a decent cash back card in the process, you’ll find the application here.

See also: 0% Balance Transfer Credit Cards, Instant Approval Credit Cards, Which is the best credit card?