Review: Phillips 66 Credit Cards

new-phillips-66-credit-cardPhillips 66 gas stations offer a number of credit cards that can be used at Phillips as well as at Conoco gas stations and 76 gas stations. These cards include:

  • Phillips 66 Universal Card – This business credit card offers smaller rebates but wider acceptance — it can be used at over 90% of all fuel locations nationwide, not just Phillips 66 locations. Its rebate formula is a bit less generous, though, up to 4 cents off per gallon.
  • The Phillips 66-Conoco-76 Commercial Credit Card – Targeted to larger businesses but does not seem to offer anything more than that, other than the ability to buy on credit and get detailed expense reports.