Review: Priceline Credit Card

If you are a frequent user of Priceline for your travel planning and reservations, the Priceline Rewards Visa credit card might make sense for you, but not as your everyday credit card. Our overview / review of the card is below:

The Priceline Visa is a no-annual-fee credit card that offers reward points with every purchase. You can generally think of those points being worth a penny each. You get:

  • 5 points per dollar on purchases at Priceline.com, for essentially a 5% rebate
  • 1 point per dollar on everything else you buy with the card, for essentially a 1% rebate

In addition, you get 5,000 bonus points after you use the card for the first time, worth $50.

The points you earn with this card can be redeemed for statement credit, but it must be to offset travel purchases made with the card in the 120 days.

Now, we said that the points earned with this card are worth essentially a penny per point, but, as you can see, we hedged on that a bit by saying “essentially.” And the reason for that is because when you actually redeem your points for a statement credit, you get a rebate of 10% of the points you redeemed put back into your account. So, if you redeem 5000 points to offset $50 of travel expenses made with the card, you’d get 500 points put back into your account to redeem in the future. Because of this point rebate, you could say that each point you earn with the card is worth 1.1 cents. In our example, 5000 points actually gets you the equivalent of $55 in rewards, thus each point is worth 1.1 cents.
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Best Cash Back Credit Cards

Our favorite type of reward card is one that gives you a rebate in cold, hard cash. Sure, it’s nice to get travel rewards or gift cards, but in our book the best option is to get cash back you can use any way you want. Below we list the best cash back credit cards currently on the market, all offering at least 1% cash back, but usually more. There is no annual fee for any of the cards listed.

  • Citi Double Cash Card – Offers the chance to get 2% cash back on your purchases — you get a 1% cash rebate on all purchases, then a 1% rebate on the payments you make on those purchases, for a 2% total overall if you pay off your card each month. (Note that you don’t get any rebate on interest charges or late fees when you pay those off.). No annual fee.
  • PayPal Cashback Mastercard – Get 2% cash back on all purchases with this card. If there’s a catch here, it’s that your 2% in rebates gets deposited into your PayPal account, where you can either use it from that account or have it transferred to your bank account.
  • Signature Federal Credit Union Visa Signature – Offers 2% cash back on all of your card purchases. Also a super-low 8.7% interest rate. Must become a member of the credit union, but essentially anyone is eligible to join.
  • Uber Visa – Offers 4% cash back on dining, 3% back on hotels and airfare, 2% back for online purchases (including Uber rides), and a 1% rebate on everything else.

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Don’t pay your taxes with your credit card!

irs-logo225The headline says it all, but if you want to know WHY you shouldn’t pay your taxes with a credit card, the answer is simple: it’s way more expensive.

Yes, we know you’re used to paying the same amount for purchases whether you use cash or a credit card, but it doesn’t work that way when it comes to paying your taxes.

In fact, you’ll pay a fee of anywhere from 1.87% to 1.99% for paying the IRS by credit. If you owe $1000, that’s an extra fee of $18.70 to $19.90. Obviously if you owe more, the fee is more.
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Review: Newegg Credit Card

newegg-credit-cardComputer and electronics retailer Newegg, in partnership with Synchrony Bank, offers a credit card that lets you finance your Newegg purchases with no interest — but read the fine print, or it could be a terrible decision! Our full overview / review of the Newegg credit card is below:

The first thing to understand about the Newegg credit card is that it can only be used at Newegg, nowhere else. This limited acceptance is a strike against it — opening a new line of credit can hurt your credit score, especially if you have shaky credit to begin with. So, if you’re going to get a new credit card, you usually want one that is accepted beyond a single retailer.

But of course you’re not getting this card just to shop at Newegg — you’re getting it for the 0% financing offers, which are admittedly attractive. These include:

  • No interest for 6 months on purchases of $249 up to $498, provided you pay the full balance within those 6 months
  • No interest for 12 months on purchases of $499 or more, provided you pay the full balance within 12 months

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Barnes & Noble Credit Card Payment, Login, and Customer Service Information

The Barnes & Noble credit card is issued in partnership with Barclays Bank, and you will interact with Barclays to make payments online, by mail, or by phone, or to reach customer service for card assistance. See below to access all of the info you’ll need to pay or get assistance:

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Sheetz Credit Card Payment, Login, and Customer Service Information

The Sheetz credit card is issued in partnership with First Bankcard/First National Bank of Omaha, and it is First Bankcard that you will deal with when it comes to making your card payment online or by mail, or if you need customer service help. Information on completing any or all of these tasks is below:

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The Ultimate Credit Card List

Cabela’s Credit Card Payment, Login, and Customer Service Information

The Cabela’s credit card is now issued by Capital One, and it is Capital One you will interact with in order to pay your Cabela’s card online, by mail, or by phone, or to get customer service help. Below you’ll find all of the information you need to accomplish any of these tasks. Note that if you had the Cabela’s card when it was issued by World’s Foremost Bank, you’ll need to re-register for online account access with Capital One.

  • To pay your Cabela’s credit card bill online, log in here to make a payment. (You’ll have to re-register with Capital One if your card account was previously serviced by World’s Foremost Bank.)

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Care Credit Payment, Login, and Customer Service Information

care-credit-logo Care Credit financing is provided by Synchrony Bank, and it is Synchrony you will interact with in order to pay your bill online or by mail, or to get customer service assistance. Below you’ll find all of the information you need to accomplish any of these tasks:

  • If you’d like to pay your Care Credit account online, log in here and make your payment.

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Elan Credit Card Payment, Login, and Customer Service Information

elan-financial225If you are a customer of one of the many banks that has partnered with Elan Financial Services for its credit cards, below you will find all of the information you need to make a payment to Elan either online or by mail, or to get customer service assistance for your card:

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Chevron Texaco Credit Card Login, Payment, and Customer Service Information

chevron-texaco-credit-cardChevron & Texaco credit cards are issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it’s Synchrony that you will deal with when it comes to making payments online or by mail, or to get customer service assistance. Information to get any of these things done is below:

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