Credit Cards Issued By Comenity Bank (formerly World Financial Network National Bank / WFNNB)

victorias_secret_credit_card2Comenity Bank (formerly World Financial Network National Bank, or WFNNB) is the company behind many retail store credit cards. When you become a credit card customer of J.Crew, Victoria’s Secret, or one of their other partner retailers, you actually become a customer of Comenity Bank, because Comenity is actually issuing the card. Comenity Bank credit cards include:

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ABC Warehouse Credit Card Payment, Login, and Customer Service Information

abc-warehouse-credit-cardABC Warehouse issues its credit card in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank that you will deal with when it comes to making a payment online or by mail, or to get customer service help. Information on completing any of thee tasks is below:

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Sheetz Credit Card Payment, Login, and Customer Service Information

The Sheetz credit card is issued in partnership with First Bankcard/First National Bank of Omaha, and it is First Bankcard that you will deal with when it comes to making your card payment online or by mail, or if you need customer service help. Information on completing any or all of these tasks is below:

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Credit Cards with the Best Signup Bonuses

One of the credit card companies’ favorite ways to lure you in is with a big signup bonus as a new customer. These bonuses can be totally free or they may require you to spend a certain amount in order to get the extra reward. Below we list the best signup bonuses on the market — on top you’ll find cards with big bonuses and no annual fee, on bottom you’ll find cards with good signup bonuses but an annual fee attached. We’ve ranked them based on the potential bonus to be earned, regardless of required minimum spend or annual fee, so be sure to read the details before applying for any of these.

 

Best Credit Card Signup Bonuses with No Annual Fee:

  • Hilton Honors Card from American Express – Get 100,000 Hilton Honors points as a signup bonus after spending at least $1000 with the card in the first 3 months. Those bonus points should get you at least $500 worth of value when redeemed toward free (or partially free) nights at Hilton properties.
  • Wells Fargo Propel American Express Card – Get a bonus of 30,000 points (worth $300 in most cases) if you spend at least $3000 with this card in the first 3 months of having it.
  • Blue Cash Everyday from American Express – You’ll get $200 as a signup bonus if you use this card for at least $1000 in purchases within the first 3 months of having it.

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Review: Walmart Credit Card

walmart-mastercardWal-Mart offers two basic credit cards — a Walmart store credit card and a Walmart Mastercard. See below for a summary of each and a review / opinion on which is better:

  • The Walmart Mastercard offers 3% cash back on Walmart.com purchases (including groceries ordered online and picked up) but only 1% cash back on Walmart in-store purchases. It also offers 2% cash back on gas purchases at Walmart and Murphy USA gas stations, and 1% cash back on all other card purchases. (Cash back is given as a statement credit, reducing your Walmart credit card bill by the amount you’ve earned in rebates.) It has no annual fee and there is a chance you could get instant approval at a somewhat reasonable (for a retail credit card) 18.9% interest rate, but you could also get stuck with a 21.9% or 24.9% rate if your credit isn’t excellent. If you are instantly approved, you will get $25 off purchases you make on the same day you open your card account, provided you spend at least $75 total.

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eBay Credit Card Payment, Login, and Customer Service Information

If you are looking to make a payment on your eBay Mastercard online, by mail, or by phone, or to reach customer service for help concerning your credit card, all the information you need is below:

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Review: Z Gallerie Credit Card

Furniture and home decor retailer Z Gallerie, in partnership with Comenity Bank, offers a credit card that allows you to finance your purchases and earn rewards toward future purchases. Our review of the Z Gallerie credit card is below:

The first thing to note is that the Z Gallerie credit card is accepted only at Z Gallerie, nowhere else. This limited acceptance is a turnoff to us — do you really want to open a new credit line just for this one retail chain?
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Barnes & Noble Credit Card Payment, Login, and Customer Service Information

The Barnes & Noble credit card is issued in partnership with Barclays Bank, and you will interact with Barclays to make payments online, by mail, or by phone, or to reach customer service for card assistance. See below to access all of the info you’ll need to pay or get assistance:

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Best 0% Balance Transfer Credit Cards

zero-percent225 If you have a significant balance on your current credit card, it makes sense to find a new credit card that will let you transfer that balance and let it sit at a 0% interest rate while you pay it off. The credit cards below all offer a zero percent balance transfer rate for a limited period of time and have no annual fee:

  • Bank Americard VisaOur choice for the best 0% balance transfer card. Offers a 0% interest rate on balance transfers for 15 billing cycles, with No Balance Transfer Fee, provided you transfer the balance within 60 days of card opening. (There is a 3% balance transfer fee after that first 60 days.) You’ll also get a 0% rate on new purchases for the first 15 months. After 15 months the interest rate could be anywhere from 15.24% to 25.24%, depending on your credit history.
  • Amex EveryDay Credit Card – The newest American Express rewards card offers a 0% rate on balance transfers with no balance transfer fee if transfer made within 60 days of account opening. 0% rate on purchases for 15 months, too. Interest rate after the first 15 months ranges from 15.24% to 26.24% depending on your credit history.
  • Chase Slate Visa – Offers a 0% interest rate for 15 months on transferred balances, with no fee for balances transferred within 60 days. (0% rate on new purchases for 15 months, too.) Your APR on transferred balances after the first 15 months will be from 16.99% to 25.74%, depending on the rate you are approved at (which depends on your credit history). Note that the balance transfer fee bumps up to 5% after 60 days, so get it done early.
  • U.S. Bank Visa Platinum – 0% balance transfers for a whopping 20 billing cycles. The balance transfer fee is 3%. Interest rate after the first 20 cycles is 12.24% to 24.24% depending on your credit history. 0% rate on purchases for 18 billing cycles, too.
  • Wells Fargo Platinum Visa – Offers a 0% rate on balance transfers for 18 months, with a 3% balance transfer fee during that time. APR after the 18 months is anywhere from 13.74% to 27.74%. Also 0% interest rate on new purchases for 18 months.

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