Review: Arhaus Credit Card

arhaus-credit-card225Arhaus Furniture, in partnership with Comenity Bank, offers a credit card that can lead to Arhaus rewards or special 0% financing. But the promise may be better than the payoff.  Our complete overview / review of the card is below:

The first thing to understand about the Arhaus credit card is that it is only accepted at Arhaus — nowhere else. Is it really worth it to open a new credit line to use at this one furniture chain?

Probably not, unless you are financing a very large purchase — then it could make sense. Here’s why:

Every time you purchase with the Arhaus credit card, you can earn points (1 point per dollar) and/or you can choose special 0% financing on your order.

Let’s break that down a little further, because it can be confusing:

  • When you make purchases under $399 with the Arhaus credit card, you qualify for points but not special financing.
  • When make purchases of at least $399 but less than $2500, you get 0% financing for 6 months AND you get reward points.
  • If you make a purchase of $2500 or more, you can choose to get 0% financing for 12 months but no rewards. OR, you can choose the 0% financing for 6 months and still get the rewards.

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Stein Mart Credit Card Payment, Login, and Customer Service Information

stein-mart-credit-cardStein Mart’s credit card is offered in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service help. Information on completing any of these tasks is below:

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Review: Sunoco Credit Card

sunoco-credit-cardSunoco gas stations, in partnership with Citibank, offers a credit card that gives you 5 cents off per gallon of gas charged to the card. Hard to argue with that, right? Well, there are a couple of other things to consider. Check out our complete overview / review of the Sunoco credit card below:

So, as we already mentioned, if you use the Sunoco credit card to purchase your Sunoco gas, you’re going to get 5 cents off each gallon of gas you buy. Seemingly a no-brainer.
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Discount Tire Credit Card Payment, Login, and Customer Service Information

The Discount Tire credit card is issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service information. Below you’ll find all of the information you need to complete any of these tasks:

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Best 0 Interest Credit Cards for New Purchases

zero-percentBelow is our ranking of the best no-annual-fee credit cards that offer a 0 percent interest rate on new purchases for at least 15 billing cycles. After the zero percent period the rate changes back to the higher, “normal” rate offered by that card. Many of these cards also have 0% balance transfer offers, meaning you can move balances from other higher-interest cards onto them and have no interest accrue while you pay them off.

  • US Bank Visa Platinum – Offers a 0% interest rate on purchases for 20 months. Also offers a 0% APR on balance transfers, but note the 3% fee on transferred balances. Interest rate after 18 months ranges from 14.74% to 25.74% depending on your credit history.
  • Wells Fargo Platinum Visa – Get a 0% rate on purchases for 18 months. 0% APR on balance transfers, too (though a 3% balance transfer fee). Interest rate after 18 months could be anywhere from 13.74% to as high as 27.74%, depending on your credit history.
  • Citi Diamond Preferred Card – Offers a 0% interest rate on purchases for 18 months. Also offers a 0% rate on balance transfers, though there is a 5% balance transfer fee, which is quite high. Interest rate after 18 months: 15.99% – 25.99% (depending on your credit history).

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Chrysler Credit Card Payment, Login, and Customer Service Information

chrysler-credit-cardThe Chrysler credit card is issued in partnership with First Bankcard/First National of Omaha, and it is First Bankcard you will interact with in order to pay your bill online or by mail, or to get customer service assistance. Below you’ll find all the information you need to complete any of these tasks:

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Review: Stage Credit Card

The Stage department store chain, in partnership with Comenity Bank, offers a credit card that allows you to earn rewards toward future Stage purchases. Our overview / review of the card is below:

The first thing to know is that the Stage credit card is only accepted at Stage and its sister stores Bealls, Goody’s, Palais Royal, and Peebles. Here at Credit Card Catalog we are not usually fans of credit cards with such limited acceptance — do you really want to open a new credit line when the card can’t be used widely?

Maybe. But only if there is some type of reward or special offer to make it worth the trouble. The Stage store card does offer you the following:

  • A $5 reward certificate toward a future Stage purchase for every $50 you charge to the card — a 10% reward, which is very high for retail store credit cards like this.
  • A $10 birthday gift reward.

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Mercury Credit Card Payment, Login, and Customer Service Information

If you are a Mercury Mastercard credit card holder, either through a direct approval from CreditShop/First Bank & Trust, or through the transition of former Barclays Bank cards to the Mercury credit card, below you will find all of the information you need to pay your card bill online, by mail, or by phone, or to get customer service assistance:

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Credit Cards with the Best Signup Bonuses

One of the credit card companies’ favorite ways to lure you in is with a big signup bonus as a new customer. These bonuses can be totally free or they may require you to spend a certain amount in order to get the extra reward. Below we list the best signup bonuses on the market — on top you’ll find cards with big bonuses and no annual fee, on bottom you’ll find cards with good signup bonuses but an annual fee attached. We’ve ranked them based on the potential bonus to be earned, regardless of required minimum spend or annual fee, so be sure to read the details before applying for any of these.

 

Best Credit Card Signup Bonuses with No Annual Fee:

  • Hilton Honors Card from American Express – Get 100,000 Hilton Honors points as a signup bonus after spending at least $1000 with the card in the first 3 months. Those bonus points should get you at least $450 worth of value when redeemed toward free (or partially free) nights at Hilton properties.
  • Wells Fargo Propel American Express Card – Get a bonus of 30,000 points (worth $300 in most cases) if you spend at least $3000 with this card in the first 3 months of having it.

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Loft Credit Card Payment, Login, and Customer Service Information

loft-credit-cardLoft credit cards are issued in partnership with Comenity Bank, and it is Comenity you will interact with in order to make your card payment online or by mail, or to get customer service assistance. Below you’ll find all of the information you need to accomplish any of these tasks:

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Review: American Chemical Society Credit Card

acs-credit-cardThe American Chemical Society, in partnership with Bank of America, offers a credit card that allows you to earn rewards while presumably supporting the ACS. Our overview / review of the card is below:

The American Chemical Society credit card is really just the standard Bank of America Cash Rewards Visa with an ACS logo and graphic on the card’s face. Not that that’s bad, but you’re not getting any special deal here — you’re basically showing your ACS pride, and assuming that the ACS is getting some money thanks to you carrying the card. (We’re sure they are, but nowhere will you find information on what the ACS is actually paid from you having this card.)
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