Walmart Credit Card Payment, Login, and Customer Service Information

Walmart credit cards are issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony you will interact with when it comes to paying your bill online or by mail, or to get customer service assistance.

Below is all the information you need to complete any of these tasks:

  • To access your account and make a Walmart credit card payment online, you can log in here.

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Bergdorf Goodman Credit Card Review

PrintBergdorf Goodman, in partnership with Capital One, offers a credit card with a rewards program that may entice frequent Bergdorf shoppers (as well as Neiman Marcus and Horchow shoppers). Our overview / review of the Bergdorf Goodman credit card is below:

The Bergdorf Goodman credit card is only accepted at Bergdorf Goodman and its sister stores Neiman Marcus and Horchow. If you are a frequent shopper at these stores, the card could makes sense, but, if you’re not, you need to ask yourself if opening a new credit line with limited acceptance is a good thing for your financial picture and your credit score.
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Discount Tire Credit Card Payment, Login, and Customer Service Information

The Discount Tire credit card is issued in partnership with Synchrony Bank’s Synchrony Car Care program, and it is Synchrony you will interact with in order to pay your bill online or by mail, or to get customer service information. Below you’ll find all of the information you need to complete any of these tasks:

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Store Credit Cards List

Palais Royal Credit Card Payment, Login, and Customer Service Information

palais-royal-ccThe Palais Royal credit card is issued in partnership with Comenity Bank, and it is Comenity you will interact with in order to pay your card bill online or by mail, or to get customer service assistance. Below you’ll find the information you need to accomplish any of these tasks:

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Toys R Us Credit Card Payment, Login, and Customer Service Information

The Toys R Us / Babies R Us credit cards (and subsequent Synchrony Mastercard) were/are issued in partnership with Synchrony Bank, and it is Synchrony Bank that you will deal with when it comes to making payments online or by mail, or for customer service help. The information below will help you accomplish any of these tasks:

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Review: Charles Schwab Credit Cards

schwab-amexInvestment company Charles Schwab, in partnership with American Express, offers two credit cards exclusive to Charles Schwab customers. While both offer perks good for certain Charles Schwab customers, neither is so special that we would recommend it over other cards on the market. See our overview/review of each card below:

  • The Charles Schwab Investor Card offers a 1.5% cash back rebate, with the rebated amount going straight into your Charles Schwab brokerage account. If you use the card for at least $1000 in purchases in the first 3 months you have it, you’ll get an extra $100 statement credit. There is no annual fee. In our view, the 1.5% cash back rebate is only somewhat competitive with the top cash back credit cards on the market, but forcing you to take that rebate as a deposit into your brokerage account is less flexible than competitor cards. Plus, the signup bonus is worse than you would get with American Express’s Cash Magnet Card, which is otherwise the same card.

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Fair Credit Score Credit Cards

Every credit card company has its own definition of what is a “fair” or “average” credit score, so it’s difficult to peg those terms’ exact meaning. However, FICO reported that the average credit score is 704 (as of September of 2018), so that is our standard for this page.

The cards below may approve you with an average/fair credit score. This list is based on data points we’ve seen with past customers, plus a “loose” formula that has often proved to be accurate: a card that offers an interest rate “range” starting at over 17% and going over 20% is more likely to approve fair-credit customers. (For example, Walmart offers its credit cards with an interest rate of 19.15%, 22.15%, or 25.15%. While your rate will depend on their assessment of your credit history, the range of potential rates suggests they are open to “fair credit” customers.)

Using that as our basis, below is a list of no-annual-fee credit cards that we feel fair credit customers should qualify for, ranked from “high likelihood of approval” to “might qualify.” If you find we are wrong, please let us know your experience: adam@creditcardcatalog.com

  • Capital One Platinum MasterCard – Capital One specifically says this card is for average credit customers, but their definition of “average” seems actually to be below average. If you don’t qualify for other cards here, this no-rewards card with a 26.99% interest rate may be your next option.

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Review: Athleta Credit Card

athleta-credit-cardWomen’s casual and athletic clothing retailer Athleta, in partnership with Synchrony Bank, offers a credit card you can use to earn rewards toward future Athleta (or GAP family store) purchases. Is it worth adding to your wallet? Our overview / review of the Athleta credit card is below:

The first thing to understand about the Athleta credit card is that, when you apply, you could be approved for the Athleta Visa, which can be used anywhere Visa is accepted, or the Athleta store card, which is only accepted at Athleta and the other GAP family stores (GAP, Old Navy, Banana Republic). If your credit is not good enough to qualify for the Athleta Visa, you may be approved for the store-only card instead.

Then of course you should ask yourself whether it’s a good idea to open a new credit card with such limited usage. If your credit is shaky, a new credit card will cause a temporary hit to your credit score, so you want to be careful if your credit history isn’t very good.
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Forever 21 Credit Card Payment, Login, and Customer Service Information

The Forever 21 credit card is issued in partnership with Comenity Capital Bank, and it is Comenity you will interact with to pay your bill online or by mail, or to get customer service help. Below you’ll find all of the information you need to complete any of these tasks:

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Continental Finance Credit Card Payment, Login, and Customer Service Information

continental-finance-credit-cardContinental Finance offers (or has offered) a variety of credit cards, and the payment information and contact info for your card will vary based on which card you have. Below we offer information on how to pay or reach customer service for any card:

First off, to pay online:

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Unsecured Credit Cards For Bad Credit or No Credit

bad-credit-225If you have bad credit and want a credit card, it’s difficult to be approved for an unsecured credit card with no deposit required. The list below, however, features unsecured credit cards to consider even with bad credit. Approval is not guaranteed, but these are cards that either work with average to poor credit people, or have been rumored to give a second chance to those with bad credit.

If your credit isn’t too bad, consider:

  • Capital One Platinum – This card has a high interest rate (as high as 26.99%!) and no rewards. While it markets itself to “average” credit customers and not “bad” credit customers, its definition of average credit is pretty lenient, including some people that have defaulted on a loan in the past 5 years.
  • Capital One QuicksilverOne Rewards – Offers the same interest rate as the card above, but it has a rewards program as well as a $39 annual fee. That rewards program gives you a 1.5% rebate on all purchases you make with the card.

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