Best Mastercard Credit Cards

walmart-mastercardIf you have a personal preference for Mastercard credit cards over Visa, American Express or Discover, we’ve made this list of some of the best Mastercard credit cards on the market today:

  • Citi Double Cash – Maybe our favorite credit card on the market today, this Mastercard offers you 2% cash back on your purchases — 1% back when you make the purchase, and then 1% when you pay it off.
  • PayPal Cashback Mastercard – This Mastercard also offers 2% cash back on all of your purchases. The only catch? That 2% goes in to your PayPal account, which is where PayPal wants you to spend it. But of course you can have that cash back refunded out of your PayPal account to your regular bank account if you choose.


  • Citizens Bank Cash Back Plus World MasterCard – Offers 1.5% cash back on all purchases, with the chance to bump the rebate even higher. If you use the card at least once a month for 6 months, you’ll get a 1.65% rate every month that continues to be true, and if you also put your earnings into a Citizens Bank deposit account your rebate will go up to 1.8%.
  • Walmart MasterCard – Earn 3% cash back on Walmart.com purchases, 2% on Murphy USA and Walmart gas, and 1% cash back on all other card purchases, plus 5 cents off per gallon at Walmart gas stations.
  • Citi Simplicity MasterCard – Offers a 0% rate on both new purchases and balance transfers for the first 21 months you have it. (3% balance transfer fee, however.) Also has no late payment fees. Interest rate after the first 21 months is as low as 14.99% but could also be as high as 24.99% depending on your credit history.
  • Dick’s Sporting Goods Rewards of Sport MasterCard – Earn 2 points per dollar on Dick’s purchases as well as Golf Galaxy and Field & Stream. Other purchases get 1 point per dollar. It only takes 300 points to get you a $10 rewards certificate. Apply in a Dick’s store.
  • TJX Rewards MasterCard – The credit card of TJ Maxx, Marshalls, HomeGoods and Sierra Trading Post. Get $10 in rewards for every $200 in purchases at these stores, or potentially get rewards even quicker if you use this MasterCard at other places, too.
  • Barnes & Noble MasterCard – Get a 5% discount on Barnes & Noble purchases (given as a credit to your account after a purchase is made at full price), and earn 1 point per dollar on purchases anywhere else, except 2 points per dollar on restaurant purchases. Every time you reach 2500 points you get a $25 Barnes & Noble gift card.
  • Toys R Us / Babies R Us MasterCard – Earn 2 points per dollar on “R Us” purchases and 1 point per $4 on other card purchases. When you earn 125 points, you get a $5 rewards certificate toward a future Toys R Us or Babies R Us purchase.
  • eBay MasterCard – Get 3 points per dollar on gas and restaurant purchases, 2 points per dollar on eBay and PayPal purchases, which includes purchases made with your PayPal account backed by this MasterCard, and then 1 point per dollar on all other card purchases. Points can be redeemed for cash in your PayPal account as well as other rewards.