Credit Union List

money-bagCredit unions may offer credit cards and other financial products at better rates than the big banks. While many credit unions have tight restrictions on who can join, many others have very loose rules and will accept almost anyone.

Below is a list of 50+ credit unions, with national or federal credit unions listed first, and state-specific credit unions listed below that. We have also added a few words about who is eligible for each credit union:

National / Federal Credit Unions:

  • Navy Federal Credit Union – NFCU accepts past and present military members and their families, and others working in some capacity for the Department of Defense.
  • Pentagon Federal Credit Union – Also known as PenFed, this credit union offers membership to military and government employees and their families, but in truth just about anyone can find a way to join.


Alabama:

Alaska:

Arkansas:

  • Mil-Way Federal Credit Union – Texarkana & Ashdown, AR credit union offers membership to those who “live, work or worship in Bowie, Little River or Miller County.”

California:

  • Arrowhead Credit Union – California credit union serving the Inland Empire — San Bernardino and Riverside Counties.
  • Financial Partners Credit Union – Los Angeles, California credit union started as a credit union for aerospace employees but seems to have greatly expanded. You are probably eligible for membership if you live or work in the area.
  • Los Angeles Federal Credit Union – Credit union offers a way to membership for anyone living in L.A. and throughout southern California.
  • Mission Federal Credit Union – California credit union is open to you if you live, work, worship, do business, or attend school in San Diego County.
  • Priority One Credit Union – California credit union offers membership to many in the southern part of the state. See eligibility for requirements.
  • SAFE Credit Union – California credit union serving those who live or work in the areas around Sacramento. See site for exact membership requirements.
  • Travis Credit Union – California credit union offers membership to those in northern counties including Sacramento, Napa, Contra Costa and more.
  • Alaska USA Federal Credit Union – Despite the name, also open to those who live in San Bernardino County, California.

Colorado:

Florida:

Georgia:

Illinois:

Indiana:

  • Fort Financial Credit Union – This credit union has a mixed geographical territory, including the areas in and around Fort Wayne and Marion, Indiana as well as Corinth, Mississippi and Gastonia, North Carolina. Certain employee groups outside these areas are also eligible.
  • Teachers Credit Union – Indiana credit union offers membership to most people who live or work in Indiana. Despite the name, it is not just for teachers.

Maine:

  • Maine Highlands Federal Credit Union – Maine credit union “open to persons who live, work, worship or attend school in the following locations: Brighton, Cambridge, Charleston, Corinna, Dexter, Exeter, Garland, Harmony, Mayfield, Ripley, Rockwood, Stetson and all of Piscataquis County.”

Massachusetts:

Michigan:

  • Northland Area Federal Credit Union – Michigan credit union for “persons who live, work, worship, or attend school in and businesses and other legal entities in the following Michigan counties: Alcona, Crawford, Iosco, Oscoda, Ogemaw and Roscommon. Also the following townships located in Arenac County: Arenac, AuGres, Mason, Sims, Turner or Whitney.” Others may be eligible, too.

Minnesota:

Mississippi:

  • Fort Financial Credit Union – This credit union has a mixed geographical territory, including Corinth, Mississippi. Certain employee groups outside these areas are also eligible.

Missouri:

Nevada:

  • America First Credit Union – Credit union is open to those who “live, work (or regularly conduct business in), worship, volunteer, or attend school in Salt Lake County, Utah; or within a 12-mile radius of the Mesquite, Nevada U.S. Post Office.” Others are eligible, too.

New Hampshire:

New York:

North Carolina:

  • Champion Credit Union – Credit union serving these NC counties: Buncombe, Haywood, Henderson, Jackson, Swain, Madison, Graham, Macon, or Transylvania¬†Counties
  • Coastal Federal Credit Union – North Carolina credit union will accept just about anyone as a member, though you might have to jump through a few hoops if you don’t immediately qualify. The only way to see the eligibility requirements for membership online is to try to open an account.
  • State Employees’ Credit Union – North Carolina state employees as well as families and certain other groups are eligible for this credit union.
  • Fort Financial Credit Union – This credit union has a mixed geographical territory, including Gastonia, North Carolina. Certain employee groups outside these areas are also eligible.

Ohio:

  • New Horizons Credit Union – Ohio credit union based in the Cincinnati area offering membership to those nearby as well select employer groups, including anyone working for Macy’s, no matter where you are located.
  • New Horizon Federal Credit Union – Not to be confused with the CU above, this Ohio credit union (Barberton) has a fairly small number of employer groups and their families qualifying for membership.
  • Wright-Patt Credit Union – Ohio credit union serving most people in Dayton, Cincinnati, Columbus, and Springfield.

Oklahoma:

Oregon:

  • OSU Federal Credit Union – Oregon credit union offers membership to those living, working or in school in the counties around Salem, south of Portland.

South Carolina:

  • SC State Credit Union – South Carolina credit union for those who live, work, or go to school in Aiken, Anderson, Florence, Greenwood, Oconee, Orangeburg, Pickens or Spartanburg County, plus others who may be eligible.

Tennessee:

Texas:

Utah:

  • America First Credit Union – Credit union is open to those who “live, work (or regularly conduct business in), worship, volunteer, or attend school in Salt Lake County, Utah; or within a 12-mile radius of the Mesquite, Nevada U.S. Post Office.” Others are eligible, too.

Virginia:

Washington:

Wisconsin:

  • AppleTree Credit Union – Wisconsin credit union allows membership to anyone living or working in Milwaukee or Waukesha County, as well as others.
  • Kohler Credit Union – Wisconsin credit union open to anyone who “lives or works in Sheboygan, Calumet, Fond du Lac, Manitowoc, Ozaukee or Washington County. Additionally, all employees and retirees of Kohler Co., Polar Ware, Curt Joa, Kohler General, and Plymouth Foam are eligible.”
  • Landmark Credit Union – Credit union serving Southeastern Wisconsin and Northeastern Illinois, with Milwaukee being the largest city in its area.
  • Summit Credit Union – Wisconsin credit union based in Madison says “anyone can join”, but we’re guessing it’s anyone in the area.