Credit Cards with No Foreign Transaction Fees

For years, many credit cards have charged extra fees on purchases outside of the United States, known as foreign transaction fees, or international transaction fees. In recent years, however, many credit cards have eliminated these fees, especially for travel-related credit cards, or as a perk for cards with an annual fee. Below is a list of credit cards that charge no foreign transaction fees, along with a note on whether or not the card has an annual fee:

  • Capital One Credit Cards – Capital One does not charge foreign transaction fees on ANY of its credit cards, and has not charged these fees for years.
  • PayPal Cashback MasterCard – Earn 2% cash back on all of your card purchases and pay no added fees on foreign transactions. Note that cash rebates are deposited into your PayPal account. No annual fee.

  • Uber Visa – Rewards credit card with no foreign transaction fees gives you a 4% rebate on dining purchases, 3% on hotel & airfare purchases, 2% for online purchases (including Uber), and 1% on everything else. No annual fee.
  • Amazon Rewards Visa – Amazon’s credit cards have no foreign transaction fees, no annual fee, and you can earn Amazon reward points on all purchases.
  • BankAmericard Travel Rewards Visa – Travel points credit card has no foreign transaction fee. No annual fee.
  • United TravelBank Credit Card – This no-annual-fee credit card from United Airlines and Chase has no foreign transaction fees. Note, however, that this card does not earn United MileagePlus miles but instead TravelBank “points” worth a penny each when redeemed toward travel expenses.
  • The Citi ThankYou Premier Card is a rewards card with a $95 annual fee but no foreign transaction fees. Do not confuse it with the no-annual-fee ThankYou Preferred Card, which does charge fees on international purchases.
  • Chase Sapphire Preferred – No foreign transaction fee, but a $95 annual fee after the first year. The Chase Sapphire Reserve also charges no foreign transaction fees, but has an annual fee of $450.
  • The United MileagePlus Explorer and United MileagePlus Club Card both come with no foreign transaction fees, but have annual fees of $95 and $450, respectively.
  • Southwest Airlines Rapid Rewards Premier Card – This is the top-level Southwest credit card, with a $99 annual fee. While it has no foreign transaction fees, do not confuse it with Southwest’s other Rapid Rewards “Plus” Card, which does have a foreign transaction fee.
  • Marriott Rewards Premier Credit Card – This Marriott rewards credit card with an $85 annual fee has no foreign transaction fees.