Credit Bureau Phone Numbers, Addresses, Online Contacts

If you have found a problem with your credit report, or if you have some other issue with one of the three major credit bureaus, below you’ll find phone numbers and addresses to call or write them. None of the agencies make it particularly easy to get a live person on the phone, but this information will at least get you “in the door” to get help:

Equifax

If you are disputing an item on your credit report:

  • Phone: The number to call is 866-349-5191.
  • Mail: Write to the following address: Equifax Information Services, LLC., P.O. Box 740256, Atlanta, GA 30374-0256
  • Online: You can file a dispute via this page on the Equifax website.

Other phone numbers:

  • To request a credit report, call 1-800-685-1111.
  • To place a fraud alert on your credit report, call 1-888-766-0008.

Experian

If you are disputing an item on your credit report:

  • Phone: Call 1-888-397-3742.
  • Mail: Write to the following address: Experian, P.O. Box 4500, Allen, TX 75013
  • Online: You can file your dispute via this page on the Experian website.

Other phone numbers:

  • General customer service phone number: 1-866-617-1894.
  • To request a credit report, call 1-888-397-3742.

TransUnion

If you are disputing an item on your credit report:

Other phone numbers:

  • Request a free credit report (from AnnualCreditReport.com once yearly): 1-877-322-8228
  • To place the a fraud alter on your credit report, call 1-800-680-7289.