Review: Caesars Total Rewards Credit Card

Caesars casinos and resorts, in partnership with Comenity Bank, offers a credit card that allows you to earn Reward Credits toward future Caesars hotel stays, food, and more. Our overview / review of the card is below:

The full name of the card is the Caesars Total Rewards Visa, which means it is accepted not only at Caesars but also anywhere else Visa is accepted. Here at Credit Card Catalog we are partial to cards like this with wide acceptance versus cards that can only be used at a limited number of retailers. So, that is a point in this card’s favor.

In terms of rewards, the card offers:

  • 5 Reward Credits per dollar on any purchases at Total Rewards resorts and casinos.
  • 2 Reward Credits per dollar on any airline, gas and grocery purchases.
  • 1 Reward Credit per dollar on all other purchases

In addition, you can get up to 10,000 bonus Reward Credits when you use the card outside of Total Rewards destinations in the first 90 days that you have it — get 5,000 Reward Credits if you spend at least $250, and get the the other 5,000 if you spend at least $750.

When you get the Total Rewards Visa, you then receive an upgrade to Platinum Tier status (or maintain your Platinum Tier status for the next year), which gives you a 15% discount at casino gift shops, room discounts, etc.

There is no annual fee for the card. The interest rate on the card varies based on your credit history —- it could be 14.24%, or 18.24%, or 23.24%. Only the 14.24% rate is acceptable in our book — if you get this card, be sure you always pay off your complete balance each month, or the interest will essentially cancel out the rewards you receive.

You can apply for the Total Rewards credit card online via this online application.