Business Credit Cards with 0% Balance Transfer Offers

If you own a small business and need to move some debt as you manage cash flow, these are the best business credit cards offering 0% interest balance transfers. Note that all of these do have a balance transfer fee of at least 3%. (For example, transferring $1000 on a card with a 3% balance transfer fee would mean you pay a one-time $30 fee to transfer that balance.)

  • American Express Blue Business Plus Credit Card – Get a 0% rate on balance transfers for 15 months. There is a 3% balance transfer fee. Also get 0% on new purchases for 15 months. After the first 15 months, interest rate of 12.24%, 16.24%, or 20.24%, depending on your credit history.
  • TD Business Solutions Credit Card – Get a 0% interest rate on balance transfers for 12 months, with a 4% balance transfer fee. Interest rate on purchases is either 13.99%, 18.99%, or 23.99% depending on your credit history.


  • Chase Ink Business Cash Card – Get a 0% interest rate on balance transfers for 12 months. Note, however, the high 5% balance transfer fee. 0% rate on purchases for 12 months, too. Interest rate after the first 12 months could be anywhere from 14.24% to 20.24% depending on your credit history.
  • First National Bank of Omaha Business Edition Visa – 0% rate on balance transfers for 6 months. 4% balance transfer fee. Also 0% on purchases for 6 months. After 6 months the interest rate will be 10.99%, 13.99%, or 18.99%, depending on your credit history.