What’s the best credit card for me?

cards225Everyone wants to know what the best credit card is, but nobody wants to hear the real answer: there is NO best credit card, only the best credit card for you. Consider:

  • If you have a balance on your credit card, the best card for you is the one with the lowest interest rate.
  • If you pay your full balance every month, the best credit card for you is a rewards credit card, BUT…
  • The best rewards card for you depends on… you. Do you want airline miles, cash back or gift cards, points toward merchandise rewards, or some other rewards scheme?

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QVC Credit Card Payment, Login, and Customer Service Information

qvc-credit-cardIf you are a holder of the QVC QCard credit card and want to make a payment online or by mail, or need customer service help, you will go through QVC’s issuing partner, Synchrony Bank (formerly known as GE Capital Retail Bank). All of the info you’ll need is below:

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Review: Chevron Texaco Credit Cards

chevron-texaco-credit-cardChevron Corporation, in partnership with Synchrony Bank (formerly known as GE Capital Retail Bank), offers consumer and business credit cards that allow you to buy on credit at Chevron and Texaco and potentially earn rebates. Our overview / review of each card is below:

Consumer Credit Cards

The Chevron / Texaco Techron Visa card offers you a 3-cent rebate per gallon on Chevron & Texaco gas purchases. You can also earn additional rebates if you use the card outside of Chevron and Texaco. Specifically, you’ll get an extra 10-cent-per-gallon rebate on your Chevron/Texaco gas purchases in a month if you’ve also spent at least $300 on non-gas purchases with the card in that month. If you’ve spent at least $1000 in non-gas purchases, the per-gallon gas rebate goes up to 20 cents.
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Mills Fleet Farm Credit Card Payment, Login, and Customer Service Information

mills-fleet-farm-creditMills Fleet Farm credit cards are issued in partnership with Synchrony Bank, and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service assistance. Below you’ll find info you need to complete any of these tasks:

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Lowe’s Credit Card Payment, Login, and Customer Service Information

Most Lowe’s credit cards (other than the Business Rewards American Express) are issued by Synchrony Bank, and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service help. Below you’ll find the info you need to do any of these things:

  • To log in to your Lowe’s credit card account online and make a payment, click here.

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Holland America Credit Card Payment, Login, and Customer Service Information

The Holland America credit card is issued in partnership with Barclays Bank, and you will interact with Barclays when it comes to making your payment online or by mail, or for customer service assistance. Information on completing any of these tasks is below:

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High Limit Credit Cards Do Not Exist

nolimitsHow can we say high limit credit cards do not exist when some people obviously have high credit limits on their cards? Follow our logic and you will understand…

There are no credit cards on the market that guarantee you’ll get a $5,000 or $10,000 or $20,000 or even higher credit limit if you are approved. Instead, card issuers reserve the right to approve you and give you whatever credit limit they choose. Check out this paragraph from the Citi Double Cash Card’s terms & conditions:

Your credit limit will be determined based on the following:

– Your annual salary and wages
– Any other annual income
– A review of your debt, including the debt listed on your credit report

We’ll inform you of your credit limit when you receive your credit card. Some limits may be as low as $500.

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Toys R Us Credit Card Payment, Login, and Customer Service Information

toys-r-us-credit-card225The Toys R Us / Babies R Us credit cards are issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank that you will deal with when it comes to making payments online or by mail, or for customer service help. The information below will help you accomplish any of these tasks:

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Stein Mart Credit Card Payment, Login, and Customer Service Information

stein-mart-credit-cardStein Mart’s credit card is offered in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service help. Information on completing any of these tasks is below:

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