What’s the best credit card for me?

cards225Everyone wants to know what the best credit card is, but nobody wants to hear the real answer: there is NO best credit card, only the best credit card for you. Consider:

  • If you have a balance on your credit card, the best card for you is the one with the lowest interest rate.
  • If you pay your full balance every month, the best credit card for you is a rewards credit card, BUT…
  • The best rewards card for you depends on… you. Do you want airline miles, cash back or gift cards, points toward merchandise rewards, or some other rewards scheme?

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Summit Racing Credit Card Payment, Login, and Customer Service Information

The Summit Racing credit card is issued in partnership with Synchrony Bank’s Synchrony Car Care network, and it is Synchrony Bank you will interact with in order to make a payment online, by mail, or by phone, or to get customer service assistance. All the information you need to accomplish any of these tasks is below:

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Discount Tire Credit Card Payment, Login, and Customer Service Information

discount-tire-credit-cardThe Discount Tire credit card is issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service information. Below you’ll find all of the information you need to complete any of these tasks:

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Conn’s Credit Card Payment, Login, and Customer Service Information

Conn’s stores offers (or has offered) two types of credit card financing. One is Yes Money offered directly from Conn’s, and one is a Conn’s credit card issued by Synchrony Bank. Below you will find information on making payment online, by mail, or by phone on either types of account:

If you have a Conn’s Yes Money account:

If you prefer to pay by mail, send your payment to the following address:

Conn’s Credit
PO Box 815867
Dallas, Texas 75234-5867

If you’d like to pay by phone, or if you have other questions, the Conn’s credit customer service phone number to call is 800-511-5750.
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Review: First Premier Credit Card

first-premier-ccThe First Premier Bank MasterCard is a credit card targeted at the bad credit customer. Our review of the card can be summed up in one sentence: don’t get one!

To expand on that, many bad credit customers will do just about anything to get back in the credit game. In our opinion, First Premier takes advantage of this fact by offering a credit card with some of the most restrictive terms & highest fees that we know of on the market.

We’ll start with the measly credit line — usually a $300 limit to start. Now, sure, First Premier might not want to risk giving you a bigger credit line; after all, you are a risky customer. But, this card also has an annual fee in the first year of $75 (the annual fee is $45 in subsequent years). Can you guess how that $75 gets charged? It shows up on your first bill, thereby knocking your credit line down to $225 before you’ve even used the card. A $225 credit line doesn’t go far, so it’s difficult to see why you’d want a credit card that has so little use.
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Toys R Us Credit Card Payment, Login, and Customer Service Information

toys-r-us-credit-card225The Toys R Us / Babies R Us credit cards are issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank that you will deal with when it comes to making payments online or by mail, or for customer service help. The information below will help you accomplish any of these tasks:

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Stein Mart Credit Card Payment, Login, and Customer Service Information

stein-mart-credit-cardStein Mart’s credit card is offered in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service help. Information on completing any of these tasks is below:

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Crutchfield Credit Card Payment, Login, and Customer Service Information

The Crutchfield / Sony Financial Services credit card is issued in partnership with Synchrony Bank, and it is Synchrony Bank you will interact with in order to make a payment online, by mail, or by phone, or to get customer service assistance. All the information you need to accomplish any of these tasks is below:

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Mattress Firm Credit Card Payment, Login, and Customer Service Information

The Mattress Firm credit card is issued in partnership with Synchrony Bank, and it is Synchrony Bank you will deal with when it comes to making a payment online, by mail, or by phone, or to get customer service assistance. All the information you need to accomplish any of these tasks is below:

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Roaman’s Credit Card Payment, Login, and Customer Service Information

roamans-credit-cardRoaman’s credit cards are issued in partnership with Comenity Bank, and it is Comenity you will deal with when it comes to making a payment online or by mail, or if you need customer service assistance. Below you’ll find all the information you need to accomplish any of these tasks:

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Lowe’s Credit Card Payment, Login, and Customer Service Information

Most Lowe’s credit cards (other than the Business Rewards American Express) are issued by Synchrony Bank, and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service help. Below you’ll find the info you need to do any of these things:

  • To log in to your Lowe’s credit card account online and make a payment, click here.

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Menards Credit Card Payment, Login, and Customer Service Information

menards-credit-cardThe Menards Big Card credit card is offered in partnership with Capital One, and it is Capital One you will interact with in order to pay your Menards credit card bill online or by mail, or if you need customer service help. Information on completing any of these tasks is below:

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