What’s the best credit card for me?

cards225Everyone wants to know what the best credit card is, but nobody wants to hear the real answer: there is NO best credit card, only the best credit card for you. Consider:

  • If you have a balance on your credit card, the best card for you is the one with the lowest interest rate.
  • If you pay your full balance every month, the best credit card for you is a rewards credit card, BUT…
  • The best rewards card for you depends on… you. Do you want airline miles, cash back or gift cards, points toward merchandise rewards, or some other rewards scheme?

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American Eagle Credit Card Payment, Login, and Customer Service Information

Updated May 18, 2018 – American Eagle credit cards are issued by Synchrony Bank (formerly GE Capital Retail Bank), and you will go through Synchrony Bank in order to make payments, reach customer service, or otherwise manage your account. Below is all the info you need to pay your bill or get questions answered:

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Review: J.Jill Credit Card

j-jill-credit-cardUpdated May 18, 2018 – Women’s clothing retailer J.Jill, in partnership with Comenity Capital Bank, offers a credit card with attractive discounts, but be careful! Our overview / review of the J. Jill credit card is below:

The J.Jill credit card is only accepted at J.Jill, not at any other stores. In general, we aren’t big fans of single-store credit cards with such limited acceptance, but the J.Jill card is a bit different. If you are a frequent J.Jill customer it could make good sense, as long as you are diligent about paying off your balance each month.
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Toys R Us Credit Card Payment, Login, and Customer Service Information

toys-r-us-credit-card225Updated May 18, 2018 – The Toys R Us / Babies R Us credit cards are issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank that you will deal with when it comes to making payments online or by mail, or for customer service help. The information below will help you accomplish any of these tasks:

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Academy Sports Credit Card Payment, Login, and Customer Service Information

academy-sports-credit-cardUpdated May 17, 2018 – The Academy Sports credit card is issued in partnership with US Bank, and it is US Bank you will interact with in order to pay your credit card bill online or by mail, or to get customer service assistance. Below you’ll find all the information you need to complete any of these tasks:

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Stein Mart Credit Card Payment, Login, and Customer Service Information

stein-mart-credit-cardUpdated May 17, 2018 – Stein Mart’s credit card is offered in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service help. Information on completing any of these tasks is below:

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Lowe’s Credit Card Payment, Login, and Customer Service Information

Updated May 16, 2018 – Most Lowe’s credit cards (other than the Business Rewards American Express) are issued by Synchrony Bank, and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service help. Below you’ll find the info you need to do any of these things:

  • To log in to your Lowe’s credit card account online and make a payment, click here.

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Walmart Credit Card Payment, Login, and Customer Service Information

Updated May 16, 2018 – Walmart credit cards are issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony you will interact with when it comes to paying your bill online or by mail, or to get customer service assistance.

Below is all the information you need to complete any of these tasks:

  • To access your account and make a Walmart credit card payment online, you can log in here.

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Review: Best Western Credit Card

Updated May 16, 2018 – Best Western, in partnership with First Bankcard / First National Bank of Omaha, offers several credit cards that allow you to gain rewards for Best Western stays and other purchases. Our overview / review of each card is below:

  • The Best Western Rewards MasterCard has no annual fee and offers 13 points per dollar on Best Western stays (which is actually 3 extra points over the standard rewards program) and 2 points per dollar on all other card purchases. You can earn bonus points for using the card in the short term: 16,000 bonus points after your first purchase with the card, plus another 16,000 points the first time you use the card to book a Best Western hotel stay. Each Best Western point seems to be equal to not even a half-penny — $100 in Best Western travel credit requires 24,000 points, for example — so take that into consideration when seeing these point totals. Interest rate of either 20.24% or 24.24% is very high — be sure you always pay off your complete card balance.

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