If you have bad credit and want a credit card, it’s difficult to be approved for an unsecured credit card with no deposit required. The list below, however, features unsecured credit cards to consider even with bad credit. Approval is not guaranteed, but these are cards that either work with average to poor credit people, or have been rumored to give a second chance to those with bad credit.
If your credit isn’t too bad, consider:
- Capital One Platinum – This card has a high interest rate (as high as 26.99%!) and no rewards. While it markets itself to “average” credit customers and not “bad” credit customers, its definition of average credit is pretty lenient, including some people that have defaulted on a loan in the past 5 years.
- Capital One QuicksilverOne Rewards – Offers the same interest rate as the card above, but it has a rewards program as well as a $39 annual fee. That rewards program gives you a 1.5% rebate on all purchases you make with the card.