What’s the best credit card for me?

cards225Everyone wants to know what the best credit card is, but nobody wants to hear the real answer: there is NO best credit card, only the best credit card for you. Consider:

  • If you have a balance on your credit card, the best card for you is the one with the lowest interest rate.
  • If you pay your full balance every month, the best credit card for you is a rewards credit card, BUT…
  • The best rewards card for you depends on… you. Do you want airline miles, cash back or gift cards, points toward merchandise rewards, or some other rewards scheme?

Continue reading

Havertys Credit Card Payment, Login, and Customer Service Information

The Havertys credit card is issued in partnership with Synchrony Bank, and it is Synchrony Bank you will interact with in order to make a payment online, by mail, or by phone, or to get customer service assistance. All the information you need to accomplish any of these tasks is below:

Continue reading

Mills Fleet Farm Credit Card Payment, Login, and Customer Service Information

mills-fleet-farm-creditMills Fleet Farm credit cards are issued in partnership with Synchrony Bank, and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service assistance. Below you’ll find info you need to complete any of these tasks:

Continue reading

Synchrony Car Care Payment, Login, and Customer Service Information

Synchrony Care Care is the automotive financing arm of Synchrony Bank, so it is Synchrony Bank you will deal with when it comes to paying your bill online, by mail, by phone, or if you need customer service assistance. Below you’ll find all the information you need to complete any of these tasks:

Continue reading

Instant Approval Credit Cards

yesterday225Instant approval credit cards can be defined in two different ways:

1. You get approved today and can instantly begin using your new credit line. (Yay! No waiting!)

2. You get approved today but don’t get the card until later. (Not bad.)

Only one of the major credit card issuers gives you the possibility of both instant approval and same-day card usage. Three other credit card companies claim they might give you an instant decision on your application, allowing you to know if you’ve been approved or whether you should apply elsewhere.

Those companies are:

  • American Express – Offers the possibility of instant approval as well as the ability to use the card today. Almost every American Express credit card and charge card application includes the message “Get a decision in as little as 30 seconds.” And, most cards offer the possibility of an “Instant Card Number” that you can use until your physical card arrives. Instant Card Numbers are issued if American Express feels it has the “ability to instantly validate your identity.” (No word on how exactly they validate your identity.)

Continue reading

Chevron Texaco Credit Card Login, Payment, and Customer Service Information

chevron-texaco-credit-cardChevron & Texaco credit cards are issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it’s Synchrony that you will deal with when it comes to making payments online or by mail, or to get customer service assistance. Information to get any of these things done is below:

Continue reading

Alaska Airlines Credit Card Payment, Login, and Customer Service Information

Alaska Airlines credit cards are issued in partnership with Bank of America, and you will deal with Bank of America to make a payment online or by mail, or if you need customer service assistance. All the information you need to complete any of these tasks is below:

Continue reading

Dick’s Sporting Goods Credit Card Payment, Login, and Customer Service Information

dicks_logo225The Dick’s Sporting Goods credit card is issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank) and you will make payments to Synchrony Bank and interact with Synchrony if you have questions or problems with your Dick’s credit card. (Technically the card is now known as the Score Rewards credit card.) Key info on paying your Dick’s bill or reaching customer service is below:

  • If you want to pay your Dick’s Sporting Goods credit card bill online, you can log in and pay here.

Continue reading

Summit Racing Credit Card Payment, Login, and Customer Service Information

The Summit Racing credit card is issued in partnership with Synchrony Bank’s Synchrony Car Care network, and it is Synchrony Bank you will interact with in order to make a payment online, by mail, or by phone, or to get customer service assistance. All the information you need to accomplish any of these tasks is below:

Continue reading

Discount Tire Credit Card Payment, Login, and Customer Service Information

discount-tire-credit-cardThe Discount Tire credit card is issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank you will interact with in order to pay your bill online or by mail, or to get customer service information. Below you’ll find all of the information you need to complete any of these tasks:

Continue reading

Conn’s Credit Card Payment, Login, and Customer Service Information

Conn’s stores offers (or has offered) two types of credit card financing. One is Yes Money offered directly from Conn’s, and one is a Conn’s credit card issued by Synchrony Bank. Below you will find information on making payment online, by mail, or by phone on either types of account:

If you have a Conn’s Yes Money account:

If you prefer to pay by mail, send your payment to the following address:

Conn’s Credit
PO Box 815867
Dallas, Texas 75234-5867

If you’d like to pay by phone, or if you have other questions, the Conn’s credit customer service phone number to call is 800-511-5750.
Continue reading

Review: First Premier Credit Card

first-premier-ccThe First Premier Bank MasterCard is a credit card targeted at the bad credit customer. Our review of the card can be summed up in one sentence: don’t get one!

To expand on that, many bad credit customers will do just about anything to get back in the credit game. In our opinion, First Premier takes advantage of this fact by offering a credit card with some of the most restrictive terms & highest fees that we know of on the market.

We’ll start with the measly credit line — usually a $300 limit to start. Now, sure, First Premier might not want to risk giving you a bigger credit line; after all, you are a risky customer. But, this card also has an annual fee in the first year of $75 (the annual fee is $45 in subsequent years). Can you guess how that $75 gets charged? It shows up on your first bill, thereby knocking your credit line down to $225 before you’ve even used the card. A $225 credit line doesn’t go far, so it’s difficult to see why you’d want a credit card that has so little use.
Continue reading

Toys R Us Credit Card Payment, Login, and Customer Service Information

toys-r-us-credit-card225The Toys R Us / Babies R Us credit cards are issued in partnership with Synchrony Bank (formerly GE Capital Retail Bank), and it is Synchrony Bank that you will deal with when it comes to making payments online or by mail, or for customer service help. The information below will help you accomplish any of these tasks:

Continue reading