Ford dealerships are now offering a Ford Service credit card that customers can use to pay for repairs as well as parts and accessories, tires, extended service plans and more.
The card, offered in partnership with Citibank, is offered only through participating Ford dealerships, so if you want to apply, you’ll need to visit a dealership for an application.
Beyond offering credit, the card can often be used to get short-term 0% financing, meaning large purchases may qualify to be financed at 0% for a period of 6 or 12 months. Last we looked, the card was also offering a $25 rebate every time customers use it to buy at least $250 worth of parts and/or service. Special rebates on certain tire brands are often available as well when you purchase with the card. You may be offered one or more of these deals if you apply at a dealership.
We could not find exact details on the interest rate you would be charged on the Ford Service credit card, but we did find out that the APR can be “up to 28.99%.” That’s ridiculously high!!! So don’t get the card and start charging like crazy — use it for the initial rebate or if you have a serious repair emergency, but do your best to keep it paid off or the interest charges will eat you alive.